Lifestyle Luxe for Less

10 easy ways to save money

10 easy ways to save money

I believe that it is a good idea to sometimes spend more money and invest in various things in life. However, there are also many easy ways to save money, that have nothing at all to do with living a frugal lifestyle. I think it’s easily possible to live a luxe life whilst also being savvy and saving money along the way.

Here are 10 methods that I use in order to easily save money.

 

1: Cancel expensive TV packages

Nowadays, I probably watch nearly as many Youtube videos as I do TV shows. I don’t really tend to watch TV a great deal and when I do, it’s always channels that are available on basic packages. If you pay more to have a large number of channels, ask yourself if you really need it.

2: Get a cheaper phone contract

Every time an upgrade for my phone contract became available, I always used to take it. I realised that I was spending way more money than I needed to by doing this.

For several years, I used an old iPhone and took out a sim-only deal that costs me less than £10 and has a large amount of minutes, unlimited texts and plenty of data. It can feel like we always need to keep up with the very latest technology, but the truth is we really don’t need to. I’ve recently purchased an iPhone 7 and plan to use it for several years to come with the same cheap sim-only deal.

3: Buy fewer drinks and snacks on the go

I think sitting in a cafe with a drink and a slice of cake is a perfect way to relax. Nevertheless, when we go out anywhere, I usually take some drinks and snacks with us. Some places can charge pretty high prices just for a couple of packets of crisps and bottled drinks, so it makes sense to take our own for when we’re out and about for a few hours. I often take some of my favourite healthy snacks with us, so that I’m not buying junk food when I’m out too.

Because I tend to drink plenty of water every day, I often fill up a reusable bottle with water and take it in the car with me. I highly recommend this Sistema bottle, which is BPA free, easy to wash and dry, and a great size.

4: Read cheaper and even free books

Reading is something I love to do and I haven’t been doing enough of it recently. When my Mum bought me a Kindle for Christmas a few years ago, I wasn’t overly keen at first because I like to read an old fashioned physical book. However, I got converted!

I still enjoy sometimes buying paperback books, but I’ve found that Kindle book can be so cheap. Also, you can find a great deal of free books on Amazon. This has been a great way for me to discover new authors whose books I’ve then gone onto buy. A Kindle would be a great thing to ask for this Christmas if you love reading.

5: Choose supermarket own brand products

Whilst I used to be something of a brand snob, I’ve realised over the years that while I prefer some branded goods, there are many supermarket own brand products that are just as good, or even better, than their branded counterparts. It’s all about trying things and seeing what you prefer. I must have saved so much money over the years by buying cheaper versions of branded goods that are just as good.

6: Buy alcohol from Aldi

I’ve heard many times that Aldi sell great wines that are excellent value and I totally agree. I’ve heard the same about Lidl too, although I can’t comment because I’ve never shopped there. As well as getting most of our wine from Aldi, we also find their other alcohol to be great value too. Dan often buys their whisky and we love their Asti Spumante too.

7: Try cheaper toiletries

I really enjoy using some luxury toiletries, particularly when it comes to body lotions and bath products. Recently, I’ve been loving using Malée body conditioning cream every morning. A great way to save money is to mix luxurious products with cheaper variations. I’m a big fan of many Superdrug products, Dove body wash and Simple skincare.

8: Switch/don’t just pay renewal price

There is so much money to be saved in switching to a cheaper deal or even different supplier when it comes to insurance and utilities. I never pay a renewal price that I’m quoted because pretty much every time, just by phoning up and asking if they can reduce the renewal price, they will reduce it.

9: Use a cashback site

Using a cashback site is one of the easiest ways to save money when you’re buying things online. There are several cashback sites, but the one I always use is Topcashback. Once you’ve set up an account with them, if the website you want to order from has cashback available, you just click through to them via Topcashback and you earn money. There are plenty of options for receiving your cashback money, from a BACS transfer to Love2Shop vouchers. We usually withdraw our money as M&S gift vouchers, so we can treat ourselves to free food. It’s a great idea to do this when M&S have their Dine in for £10 deal too.

10: Overpay your mortgage

Something that will have saved us so much money over the years is making overpayments on our mortgage. It’s a great option to look into, particularly as savings interest rates are currently so low. Although of course make sure you read the terms and conditions for your mortgage, as fixed rate mortgages may well have a limit on how much you can overpay without being charged. Making overpayments can really help to reduce the length of your mortgage and reduce the interest you have to pay.

 

These are 10 of my favourite easy ways to save money. There are so many more I want to share, but this post would go on for way too long! As always, I would love to hear your thoughts. Let me know if you do these too and if you have any tips.

 

Please note, this post contains affiliate links,  which provide me with a very small commission to support the costs of running this blog. The price of the product is in no way altered by this.

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22 Comments

  • Reply
    abbeylouisarose
    13th October 2017 at 15:20

    My parents used to shell out loooooads on a Sky TV package but they cancelled it a few months ago, they don’t really miss the television shows but they are happy to make such a big saving with simply a Netflix subscription instead! There were no value supermarkets within an accessible distance to me in my old university town but there’s now an ALDI within walking distance in Leicester which I love shopping at – own brand products all the way! Great post!

    Abbey ? http://www.abbeylouisarose.co.uk

    • Reply
      LuxeStyle
      16th October 2017 at 11:49

      I know so many people who spend huge amounts of money on Sky packages – it’s just not worth it to me! How fab that there’s an Aldi close to you now; I find their products to be such great value. Thank you Abbey! x

  • Reply
    Stefanie
    13th October 2017 at 16:25

    Aldi’s is so awesome!

    • Reply
      LuxeStyle
      16th October 2017 at 11:53

      Definitely! Such good value x

  • Reply
    Gabrielle
    13th October 2017 at 16:32

    You’ve listed some really helpful points here! Great suggestion to cancel expensive TV packages – especially when you may no longer even use/watch some of the channels anymore! Hope you have a lovely weekend 🙂

    aglassofice.com
    x

    • Reply
      LuxeStyle
      16th October 2017 at 11:54

      Thank you Gabrielle! I find our basic package has way more channels than we will ever watch x

  • Reply
    Cora @ Tea Party Princess
    13th October 2017 at 16:51

    Fab tips!
    Have you ever tried Aldi’s premium prosecco? It’s organic and delicious, and even the bottle looks expensive, and it’s only £7.99.
    Cora ❤ http://www.teapartyprincess.co.uk/

    • Reply
      LuxeStyle
      16th October 2017 at 13:15

      Thank you! Yes I think we have tried it, but I’m not a big fan of prosecco, but I know other people who do like prosecco and they love Aldi’s x

  • Reply
    Ariadna
    14th October 2017 at 22:27

    I used to buy so many snacks (and coffee!) on the go, and whilst one coffee might not be expensive, it all adds up! I try to have coffee at home now and to always take a snack with me! x

    Ariadna || RAWR BOWS

    • Reply
      LuxeStyle
      16th October 2017 at 13:16

      Yes it really does add up doesn’t it – so much cheaper to make your own x

  • Reply
    Abbie Chic
    15th October 2017 at 09:16

    Really great tips! It reminds me to check what standing orders I have as I tend to sign up to various services then I forget that I have!
    One thing that has intrigued me is the cash back sites. I think I will have a look further into them, as if there is a way to save money then I want to know!
    Lovely post! xx

    • Reply
      LuxeStyle
      16th October 2017 at 13:23

      Thank you! Cashback sites are so good for getting extra money from things you would buy anyway. I love Topcashback and lots of people use Quidco too xx

  • Reply
    Georgia
    15th October 2017 at 10:35

    Love these tips! Love the own brand tip especially, I find that it all tastes the same! Aldi alcohol is just as good as any other too and you get so much more for your money! x

    Georgia Megan

    • Reply
      LuxeStyle
      16th October 2017 at 13:28

      Thank you! Yes so many things taste exactly the same don’t they! x

  • Reply
    Kate
    15th October 2017 at 15:12

    We cancelled our Sky TV package a few years ago. We have Freeview now and don’t miss Sky at all. Occasionally I might buy the odd box set but we’ve saved so much money overall and still get to watch everything we want to. I’d recommend it to anyone! x

    Kate Louise Blogs

    • Reply
      LuxeStyle
      16th October 2017 at 13:32

      We’ve got Freeview too on the TV in our bedroom and we find there’s plenty of channels x

  • Reply
    Corinne
    15th October 2017 at 17:47

    Taking a packed lunch to work rather than buying saves me loads. And I always take a drink when I do out so I don’t spend a stupid amount on a bottle of water.

    Corinne x

    • Reply
      LuxeStyle
      16th October 2017 at 13:40

      I always used to take a packed lunch to work too. So many of my colleagues must have spent a small fortune buying ready-made food every lunchtime x

  • Reply
    Mica
    16th October 2017 at 05:41

    These are good tips! My big go-to now I’m back at work is to pack my own lunch, so much more affordable! 🙂

    We’ve never really been TV people either so Netflix is as expensive as we get for entertainment, ha! Plus with two toddlers there’s no time for going out to movies, so we have to wait and watch them when they get on netflix, ha!

    Hope you have had great weekend! 🙂

    Away From The Blue Blog

    • Reply
      LuxeStyle
      19th October 2017 at 11:24

      Thank you! Yes I always used to take my own lunch to work – so much cheaper! x

  • Reply
    elle
    18th October 2017 at 08:51

    Sky is a real joke. We were paying through the nose so I called them and said we were cancelling as we couldnt afford it and they instantly knocked £65 a month off!
    elle x
    http://www.abloggersbeauty.com

    • Reply
      LuxeStyle
      19th October 2017 at 13:11

      Crikey that’s a huge amount! It just goes to show just how much they overcharge doesn’t it when you don’t question it x

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